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Ludmila is married and has two adult children. She also has her own retail business. Ludmila sells mainly men's clothes at the central market, but has recently expanded into selling women's clothes as well, such as sweaters and blouses. During the 2008 financial crisis Ludmila opened another retail spot which sells office supplies. Her combined experience in retail is about 16 years. However, Ludmila does not want to stop expanding her business. She feels strong and wants to continue to work hard. She also wants to be able to take care of her family. Ludmila is requesting a loan of 10,000 griven to purchase women's fall clothing for the upcoming season.
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Людмила замужем. У нее двое взрослых детей. Людмила имеет собственный бизнес.

Людмила торгует на центральном рынке города преимущественно мужской одеждой: рубашки, свитера и куртки. Но она также продает женскую одежду: свитера и блузы. Во время кризиса в 2008 году Людмила открыла еще одну торговую точку с канцтоварами. В целом ее опыт торговли составляет 16 лет.

Людмила не собирается останавливаться на достигнутом результате. Она чувствует в себе силы и хочет продолжать трудится дальше. Людмила заботится о своей семье. Людмила просит предоставить ей кредит в сумме 10000 гривен на закупку женской одежды осенней коллекции.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ludmila to purchase a collection of women's fall clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 28, 2012
Currency Exchange Loss:
Dec 15, 2012