Heng happily lives with her family which consists of three members - her spouse and two dependent children. She is a proud 28-year-old farmer who has owned and managed her farming business for almost five years. At the moment, she spends most of her day at the rice field to maintain her farm, working tirelessly with her supportive husband. Both of her children also usually work and provide her motivation in this business when they are available from school. Heng grows beans, corn, sesame, and potatoes besides the rice crop, according to the season and the market price.
Heng would like to request a loan of 2,000,000 KHR due to the financial difficulty they are currently experiencing. She will use her requested loan to buy farming supplies to start growing a bean crop. Heng hopes that she can maintain a high level of production and make her business more viable through the help of the loan thus easing her hardship. She dreams of attaining her goal of meeting her family's needs and educating both of her children.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.