Check out some available loans that are similar to this one!
Damas Del Futuro  (Cuenca) Group
In this Group: Luz Marina, Sandra Yamile, Elizabeth María*, Nube Del Rocio, Martha Cecilia, Jessica Patricia, Yane De Jesús, María Rosa, Ana Lucia*, Viki Angelita, Marisol Patricia, Ana Lucy, Martha
* not pictured
Damas del Futuro Communal Bank is made up of 13 women who are family members, friends, and neighbors. They work in various jobs that allow them to contribute to the household finances and live in different places in the city of Cuenca. This city has colonial and modern architecture and a cold climate, and the people there are hardworking and still preserve the culture and traditions of their communities.

One of the members of this group is Nube, who's on her third loan with this communal bank. She lives near the Jaime Roldos residential complex in the city of Cuenca. She's 46 and married, and has six children from this relationship. Two of her daughters are married and live independently, two of her children work and help her financially, and the last two attend school in the town. Her husband's a professional driver who drives a school bus. Together they built the house they live in.

Nube works taking care of her home and family. Also, to help her household financially she works in business selling clothing, cosmetics, and plastic Tupperware products. She has done this work for 10 years and she works from Monday through Saturday with no fixed schedule.

She's going to invest her new loan in buying clothing, cosmetics, and Tupperware products to have more variety for her customers.

As she's a small businesswoman, her goal is to continue growing her business.
View original language description ↓
El banco comunal Damas del Futuro está formado por 13 mujeres quienes son familiares, amigas y vecinas, laboran en diferentes actividades las mismas que les permiten aportar a la economía de sus hogares. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad tiene una arquitectura colonial y lo moderna, es de clima frió, su gente es trabajadora y aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Nube, se encuentra en el tercer crédito que realiza en este banco comunal, vive por la ciudadela Jaime Roldos en la ciudad de Cuenca, tiene 46 años, es casada y fruto de su unión conyugal ha concebido 6 hijos, dos de sus hijas son casadas y viven independientes, 2 de sus hijos trabajan y le ayudan económicamente y sus 2 últimos hijos estudian en una escuelita de la localidad. Su esposo es chofer profesional y presta sus servicios conduciendo una buseta escolar, la casa en la que vive es construida en unión conyugal.

La Señora. Nube se dedica a los quehaceres de su hogar y al cuidado de su familia, también para apoyar económicamente a su hogar se dedica al comercio, vente ropa, cosméticos y productos toperware (plásticos), esta actividad la realiza hace 10 años y trabaja de lunes a sábados sin un horario fijo.

Su nuevo crédito lo va a invertir en la compra de ropa, cosméticos y productos toperware para tener más variedad para su clientela.

Como es una mujer emprendedora su meta es de seguir creciendo en su negocio.




Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 22
    View loans »
    Ecuador Loans Fundraising
  • $22,885,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Damas Del Futuro (Cuenca) Group's $5,800 loan helped a member to buy clothing, cosmetics, and Tupperware products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Sep 8, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013