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Originally from Chihuahua, Mexico, Raul learned how to work on cars, repair machines, and weld when he was a child and he watched his father, who owned a repair shop. Raul later took courses to enhance his knowledge. Raul followed his father’s path as he moved from Chihuahua to El Paso, Texas and earned American citizenship.

Taking after him, Raul worked with his father, who began his repair shop in their hometown in 1980. At the beginning of 2001, Raul came to the United States to assist his father at the business. Upon his father’s death, Raul took over the business.

Currently 44, Raul employs four people. After finding out about Accion Texas Inc. through meeting his loan officer at a business resource meeting, Raul decided to apply for a loan. Upon the approval of a loan from Accion, Raul said he plans to use the funds to purchase materials and equipment, and offer better services for his customers. Without the loan, Raul would have to pay 100 percent upfront for the equipment.

Just as his father worked all week, Raul continues to keep the shop open Monday through Saturday and to provide for his five children.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 31
    View loans »
    United States Loans Fundraising
  • $12,688,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,500 helped Raul to purchase tools that will allow him to provide better service for his customers.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 29, 2012
Currency Exchange Loss:
Dec 15, 2012