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Jose Rafael
José, 53, is single and has no children. He lives in Chimbo. He works in the town of Chimbo as a shopkeeper.

He's requesting the money to buy cement, bricks, and iron to fix up his house. The money helped him to buy the materials to fix up the house.

Jorge dreams of continuing to work. In his free time he likes to walk with some friends.
View original language description ↓
JOSE TIENE 53 AÑÓS EDAD ES SOLTERO NO TIENE HIJOS VIVE EN CHIMBO.

TRABAJA EN EL MUNICIPO DE CHIMBO COMO BODEGUERO, EL DIENRO LO SOLICITA PARA EL ARREGLO DE LA VIVIENDA PARA LA COMPRAR DE CEMENTO LADRILLOS HIERRO EL DIENRO LE AYUDADO A COMPRAR LOS AMTERIALES PARA ARREGLAR LA CASA.

JORGE SUEÑA CON SEGUIR TRABAJANDO EN LOS TIEMPOS LIBRE SE DEDICA A CAMINAR CON ALGUNOS AMIGOS.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Rafael to buy cement, bricks, and iron.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 7, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013