The loan they will take out will benefit small micro businesswomen like Soraya. She states that she joined Pro Mujer a year and a half ago having been invited by a girlfriend who is a member of the institution. She currently has a business selling clothes and she relates that she started the business several years ago on her own initiative and with her mother’s help.
The loan she’ll take out now is to increase capital. She will buy clothes from wholesalers and then resell it in the cities of Potosí and Oruro. This way of working makes it possible for her to generate income to support her family the best way possible since she’s married and has three children.
When asked what she likes about Pro Mujer, she answers that she likes the staff.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Soraya es una integrante, ella indica que hace un año y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio venta de ropa, ella nos cuenta que hace varios años emprendió este negocio por iniciativa propia y con ayuda de su madre.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que comprará de las comerciantes por mayor y posteriormente lo comercializará en las ciudades de Potosi y Oruro. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el personal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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