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Shallon Group
In this Group: Victoria, Mary, Charles, Berlinda, Portia, Joseph, Augustina
This group is made up of 7 members, and all are traders. They have been together as a group for 3 years and they meet every Monday to discuss their businesses. 5 are women and 2 are men and their ages range between 23 years and 49 years. They sell cooking utensils, maize, vegetables, cosmetics and clothing.

Berlinda is 34 years old, single, and sells 2nd hand clothing. She is preparing for marriage, and therefore working hard to be able to make more profit. Her capital is not enough to buy more bails of 2nd hand clothing. This is her 1st loan cycle with ID-Ghana and she needs 300 Ghana cedis to be able to buy more 2nd hand clothing and sell to customers. She will use her profit to reinvest.

Together, they need 1900 Ghana cedis to be able to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Shallon Group's $1,000 loan helped a member to buy more ladies wear to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 28, 2012
Currency Exchange Loss:
Feb 15, 2013