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Sara Maria

Update on Sara Maria

Sara, 48, lives with her husband and three children who are 26, 24 and 29 years old in the city of Ventanas, Los Ríos Province.

She’s a member of the “Vencedores Unidos” (United Winners) communal bank located in Recinto Anchoveta on the way to Recinto La Templanza that belongs to Pueblo Viejo Canton. This communal bank is involved with agricultural activities related to short cycle corn and rice crops.

Sara grows corn and rice. She buys and sells the products in Comercial Peña. She’s asking for the loan to buy seeds, supplies and fertilizer for the crops. Support from the loan will help her economically to meet her needs. The challenge she faces are crop infestations and diseases. Her dream is to buy more land to work better. In her free time she enjoys going out on excursions and spending more time at work.
View original language description ↓
Sara tiene 48 años de edad es casada vive con el esposo y con los tres hijos de veintiseis, veinticuatro, veintinueve años de edad en el Cantón Ventanas Provincia de los ríos.

Los miembros de la VCR Vencedores Unidos, se encuentra ubicada en el recinto Anchoveta vía al Recinto la Templanza, perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz.

Sara se dedica se dedica a la agricultura a la siembra de maíz y arroz, Compra y vende los productos en el Comercial Peña.

Solicita el crédito para la compra de semillas, insumos, fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es comprar más terreno para poder trabajar mejor.

En los tiempos libres le gusta salir a pasear y dedicar más tiempo al trabajo.

Previous Loan Details

Maria is 47 years old and lives with her husband and her 3 children who are 29, 26, and 24 years old in the Ventanas Canton in the province of Los Ríos. The members of the “ VCR Vencedores Unidos” located in the area of Anchoveta, on the way to Templanza, belong to the canton of Pueblo Viejo. Th... More from Sara Maria's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,104,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Sara Maria to buy seeds, supplies, and fertilizers for the crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 13, 2012
Listed
Sep 7, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 19, 2013