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Munay Tika Group
In this Group: Marcosa, Biviana, Sonia, Rufina, Susana, Eulogia, Tomasa*, Maria, Mauricia*, Jose
* not pictured
The members belong to the Munay Tika communal bank. This bank is in the Urubamba district, Urubamba province, Cusco department.

Marcosa, a member, is 49 years old, married, and has six children. She works in her business of selling corn. She has a farming business. She grows corn, potatoes, and wheat. She also has a business selling “chicha” [a corn based drink]. She sells corn at the market from 8:00 a.m. until 5:00 p.m.

In her free time she likes to go out and take walks with her children. Marcosa’s dream is to have a place where she is able to sell corn and also chicha.

She is requesting the loan to buy corn wholesale and to buy ingredients to make chicha.

The other members have farming businesses. There is a business selling vegetables, a business selling fruit, and a grocery store.

Marcosa is grateful to those that make up part of this dream through the loan. She pledges to make her payments punctually.
View original language description ↓
Los socios pertenecen al banco comunal “MUNAY TIKA”; Este banco se ubicada en el distrito de Urubamba, perteneciente a la provincia de Urubamba y departamento de Cusco.

La socia es la Sra. Marcosa ella es casada y tiene 49 años y tiene 6 hijos; La socia trabaja con su negocio de venta de maíz,la socia tiene un negocio de agricultura,ella cultiva maíz,papa y trigo,la socia tambien se dedica al negocio de venta de chicha y tambien la socia se dedica al negocio de venta de maíz,la socia ya se dedica 10 años al negocio de venta de maíz y venta de chicha,la socia vende maíz en el mercado desde las 8:00 a.m hasta las 5:00 p.m,en sus tiempos libres a la socia le gusta salir con sus hijos a pasear,el sueño de la socia es tener un local donde pueda vender el maíz y tambien la chicha. La socia solicita el préstamo para comprar maíz al por mayor y tambien insumos para que prepare chicha.
Los otros socios se dedican al negocio de agricultura, negocio de venta de verduras, negocio de venta de fruta y negocio de tienda de abarrotes.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Munay Tika Group's $5,475 loan helped a member to buy corn wholesale and to buy ingredients to make chicha.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Aug 31, 2012
Currency Exchange Loss:
Mar 15, 2013