Update on Ygnacio CecilioYgnacio, 66, and his wife live with their grandchildren in Pueblo Viejo, a canton in the Ecuadorean province of Los Rios. They have 8 children.
The UNIDO SOMOS community bank is located in El Maranon, a rural town in Pueblo Viejo. The bank's members earn their livings from farming businesses. They grow maize, rice and beans.
Ygnacio has grown maize, rice and beans for 15 years. He buys what he needs from Comercial Lopez in Ventanas and sells what he produces in Ventanas and El Maranon.
Ygnacio is applying for a loan that he will use to buy supplies for his next crop. Your loans will help him to make enough money to support himself and his family and overcome the various challenges he faces, from plant diseases to poor weather. For the future, he hopes for good health and a successful harvest.
His greatest pleasure is working his land.
Los miembros de la V.R.C. UNIDOS SOMO MAS, se encuentra ubicada en el recinto el Marañon, por la parroquia Puerto Pechiche perteneciente al Cantón Pueblo viejo, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz fréjol.
Ygnacio se dedica de manera especial al cultivo de maíz, arroz y fréjol desde hace 15 años. Los productos lo comprar en Comercial López en Ventanas y los vende en el mercado de Ventanas y en el mismo recinto.
Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener buena salud y que les vaya bien en la cosecha de los cultivos.
Le gusta trabajar en la agricultura.
Previous Loan DetailsYgnacio Cecilio P. T. is 65 years old. He lives with his common-law wife and their grandchildren in Ventanas canton, in Los Ríos province. They have 8 children. The 'Unidos Somos Más' (Together We Are More) community bank is located in Marañon district, in Puerto Pechiche parish, in Pueblo… More from Ygnacio Cecilio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid