Update on Jacinto InocenteJacinto, 32, and his wife have two children, 11- and 7-years old, respectively. They live in Pueblo Viejo, a canton in the Ecuadorean province of Los Rios.
The UNIDO SOMOS community bank is located in El Maranon, a rural town in Pueblo Viejo. The bank's members earn their livings from farming businesses. They grow maize, rice and beans.
Jacinto, too, grows maize, rice and beans. He buys what he needs from Comercial Agro and sells what he produces to Castillo.
Jacinto is applying for a loan that he will use to buy supplies--seeds, fertilizers, urea, etc.--for his next planting of maize, rice and beans. The investment will provide the inputs he needs to bring in a good harvest and get the best price for his crop. Your loans will help him to make enough money to support himself and his family and overcome the various challenges he faces, from plant diseases to poor weather. For the future, he wants to buy more land and machinery so that he can expand his farming business.
In his spare time, Jacinto likes to play sports and listen to music.
Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Jacinto se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para sembrar maíz, arroz, fréjol y comprar semillas,insumos agrícolas, fertilizantes, urea, abonos para mantener en buenas condiciones los cultivos para los posterior venderlos a un buen precio. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es incrementar el negocio, comprarse una finca y maquinaria para poder producir más.
Le gusta practicar el deporte y escuchar música.
Previous Loan DetailsJacinto Inocente is 32 years old and lives with his common-law wife and their children of 11 and 7 years old in Cantón Pueblo Viejo which is in Ventanas Provincia de los Ríos. The members of V.R.C. UNIDO SOMOS are located in El Marañón by Parroquia Puerto Pechiche which is in Cantón Pueblo Viejo... More from Jacinto Inocente's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- At end of term
- Aug 16, 2012
- Sep 7, 2012
- Currency Exchange Loss:
- Oct 7, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.