Update on Angel EstebanAngel Esteban is 48 years old, married, and lives with his wife and five children (22, 21, 18, 15, and 5 years old) in the Pueblo Viejo canton in Ventanas in the Los Rios province. The members of the community bank Unido Somos are located in the El Marañón area of the Puerto Pechiche parish in the Pueblo Viejo canton. This group works with short cycle farmers who plant corn, rice, and beans. Angel is a farmer who plants corn, rice, and beans. He purchases his products at the Karlita Agricultural Supply store and sells them at Castillo market. He is asking for this loan because in order to plant corn, rice and beans, he needs to buy seeds, supplies, manure, and liquid fertilizer for the crops. The support of this loan will help him economically and enable him to meet his needs. He faces challenges such as infestations, diseases, and changes in weather, and with the help of the loan, it will be easier to purchase supplies. His dream is to be able to purchase a farm and plant more crops to increase his income. In his free time, he likes to play sports.
Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Angel se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para poder sembrar maíz, arroz y fréjol y poder comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.
Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse una finca y poder sembrar aún más para aumentar los ingresos. En su tiempo libre le gusta practicar el deporte.
Previous Loan DetailsAngel Esteban is 46 years old, married, and lives with his wife and five children (22, 21, 18, 15, and 5 years old) in the Pueblo Viejo canton in Ventanas in the Los Rios province. The members of the community bank Unido Somos are located in the El Marañón area of the Puerto Pechiche parish in… More from Angel Esteban's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid