Update on Juana ElisaJuana Elisa is 32 years old and lives with her common-law husband and two children (ages 10 and 7) in the canton of Pueblo Viejo, which is part of Ventanas Province in Los Ríos. The members of the Communal Bank “Unido Somos” (We Are United) meet in the neighborhood of El Marañón in the parish of Puerto Pechiche, which is part of the canton of Pueblo Viejo. The Communal Bank consists of short-cycle farmers who grow corn, rice, and beans. Juana is a farmer who grows corn, rice, and beans. She buys her supplies wholesale and sells her products at a market in Ventanas. Juana is requesting a loan for planting corn, rice, and beans. She plans to buy seeds, compost, farming supplies, and liquid fertilizers for her crops. With the financial support of this loan, she will be able to purchase what she needs. Among the challenges she faces are pests, diseases, and changes in weather. Acquiring this loan will help her secure supplies more easily. Her dream is to buy a plot of land so that she can build a house for her family. During her free time, Juana Elisa enjoys keeping herself busy by performing the household chores.
Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Juana se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial en el mercado de Ventanas.
Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.
Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse un terreno para hacer una casa para la familia. En su tiempo libre se ocupa de los quehaceres domésticos.
Previous Loan DetailsJuana Elisa is 31 years old and lives with her common-law husband and two children (ages 10 and 7) in the canton of Pueblo Viejo, which is part of Ventanas Province in Los Ríos. The members of the Communal Bank “Unido Somos” (We Are United) meet in the neighborhood of El Marañón in the parish ... More from Juana Elisa's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid