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Zegjine is in her late fifties and lives in the central part of Albania with her husband and their seven children. She is a Romani woman from the Roma ethnic minority community.

Zegjine has been selling used clothes and shoes for the past 18 years now. The earnings she has made through this business have been the only source of income for their family, she said. “Without it, I don’t know what I would do, with all the children I had to raise,” Zegjine declared.

This is her first loan. She wants to buy a greater quantity of used items, this time adding more variety to her current stock. Zegjine’s promise to lenders is that she will pay back the loan on time.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 109.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zegjine to buy large quantities of used items, such as clothes and shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Aug 28, 2012
Currency Exchange Loss:
Apr 17, 2013