Baybaba is 51 years old and married. He has three daughters and tries to do his best for them. He works around 10 hours a day and enjoys his work. He sells food items in the local market. He has been engaged in his business for five years. Baybaba requested a loan in the amount of 1000 AZN from the AqroInvest to increase his product turnover by purchasing sugar, tea, oil, butter and others products. Baybaba is very grateful for Kiva loans.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.