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Satenik lives in Mrgavan village, in the Ararat region, with her mother and 2 sons. Satenik and her sons run a farm, where they keep hens, cultivate corn and grow fruit trees. Satenik would like to renovate the greenhouse and purchase a polyethylene cover for it. In addition, she plans to purchase fertilizer to help with the cultivation. Satenik also needs some funds to pay for watering the land and orchard and for fees for the land. This loan will help Satenik to cover all these costs and to keep gathering a stable income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $14,925,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Satenik to pay for fertilizer, a polyethylene cover, greenhouse renovations, watering costs and fees for the land.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 28, 2012
Currency Exchange Loss:
Oct 17, 2014