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Nina is 55 years old and lives in a small village in Telavi district. She is married and has a grown son. Her husband works as a house painter and earns a monthly income. Nina’s son helps her to run their dairy business, which includes 4 milking cows. Nina milks her cows every day and produces cheese, which is sold locally. Nina also works as a teacher at the local school and earns a monthly salary. She is a very hardworking woman, with rich experience in her work.

Nina has requested a loan to purchase land where she will build a new house for her son. With this loan, she will be able to ensure her son with better living conditions and the means to live separately. Nina awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Nina to purchase land to build a new house for her son.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 28, 2012
Currency Exchange Loss:
Oct 17, 2013