Wome Development Group
Namubiru(Kanzaali) is a married woman with three children and three grandsons. She has managed to see her elder son through school and is still struggling with the rest. Hajala is a food vendor; she operates a local restaurant and supplements it with small-scale agriculture. She resorted to food vending way back in 1992 as means to acquire some money to pay her children and grandchildren’s school fees after they were neglected by their reckless father.
Hajala intends to use the money to buy more plastic seats for the restaurant and three bigger saucepans. She will use the balance to stock additional foodstuffs. Her main customers are students from the nearby Mpigi Light College, Bboza residents and a few passersby.
Hajala’s main challenges include fluctuating prices for the food stuffs, bad debtors and a non-conducive working environment which is worsened by too much dust. Despite all the challenges Hajala has still endured as she is resilient, committed and determined to change her future and that of her family. Her dream is to build her own residential house in the trading centre to reduce costs of renting and also earn money through rental income.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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