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Lorm, aged 31, is an industrious woman who pays full attention to her farming business as well as her hog-raising business. In the rainy season time, she devotes most her time to working in the rice fields, where she particularly grows and harvests rice to sell for profit. Together with her spouse she manages their household while operating the business. In the dry season, Lorm turns to hog-raising as her focused business and takes good care of her piglets so she is able to quickly sell them within 3 to 4 months. Her generated income is used for her daily expenses, including food and allowances for her three school-aged children.

Lorm would like to acquire a loan through HKL to purchase feeds and additional piglets for fattening. Also, she will use a portion of the loan to purchase fertilizers and pesticides for her rice crops. Lorm anticipates having better yields as a result of this investment. She also dreams that her children will have a good education and financial stability.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lorm to purchase feeds, additional piglets for fattening, fertilizers, and pesticides for her rice crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Sep 3, 2012
Currency Exchange Loss:
Sep 17, 2013