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Samina has been in Sootar work for almost five years. She works hard on her weaving everyday so she can earn a living for her family. Currently she has two children, and her husband makes his living as a daily wage earner. There were days when he could not find work and had to return home without any money. His heart was heavy with the burden of facing his family’s disappointed faces. Samina’s children often slept without having had any food.

When Kashf’s loan officers found Samina in these circumstances, they informed her about micro-finance and the loans they had to offer. The couple decided to take a loan so she could start Sootar work. She said she remembered doing it with her mother in her childhood and was hopeful that the work would help them fight poverty.

Currently she has borrowed Rs. 30,000 and has used it to purchase material for weaving, like thread, cotton, needles, etc. While speaking to a loan officer at Kashf she said her children have never slept without having a meal ever since she started working on her own.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 403
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 94.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Samina to purchase material for weaving, like thread, cotton, needles, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 28, 2012
Currency Exchange Loss:
Aug 18, 2013