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This is Ma. Theresa, 44, a resident of Manila, Philippines. She is married to Larry, a driver, the father of her children. Together with her husband, she works hard to provide for their everyday expenses.

Ma. Theresa maintains a direct catering business. When most people refer to a "caterer", they are referring to an event caterer who serves food with waiting staff at dining tables or sets up a self-serve buffet. The food may be prepared on site, i.e., made completely at the event, or the caterer may choose to bring prepared food and put the finishing touches on it once it arrives. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 50,000 loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business.

Ma. Theresa dreams of being able to expand her catering business soon so as to serve more people. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1639
    View loans »
    Philippines Loans Fundraising
  • $60,717,100
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ma.theresa to pay for raw ingredients and products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Sep 3, 2012
Currency Exchange Loss:
Mar 15, 2013