Mujeres Exitosas Group
Mercedes is one of the members of the Mujeres Exitosas (Successful Women) group. She is 73 years of age and has ten children, but with her tremendous energy continues to work.
Mercedes has had a store for more than 30 years, where she sells groceries, drinks and vegetables. Apart from her business, she also volunteers in a communal canteen every morning. These canteens are programs which are managed by volunteers, and are funded by the Peruvian government, offering meals at very low costs for people with scarce financial resources.
Mercedes plans to use her loan to prepare her store for the national holidays in Peru and to buy more merchandise, mainly beers and soft drinks. She is a determined woman and, with her hard work, has managed to build a home, one of her biggest goals. Her dream is to continue developing her business, thereby ensuring her income.
Mercedes is happy to know that other people are willing to collaborate in helping her get ahead, and thanks all Kiva lenders. She appears second from the right, and is the woman who is speaking in the video.
Mercedes es uno de los miembros del Grupo “Mujeres Exitosas”. Mercedes tiene 73 años y 10 hijos pero sigue con inmensa energía dedicándose a su trabajo.
Mercedes tiene una bodega ya hace más de 30 años, donde ofrece abarrotes, bebidas y verduras. Aparte su negocio, Mercedes trabaja como voluntaria en un comedor comunal todas las mañanas. Comedores comunales son programas, manejados por voluntarios, financiados por el gobierno de Perú y que ofrecen comidas a muy bajo costo a personas con bajos recursos.
Con el préstamo, Mercedes quiere preparar su bodega para les fiestas patrias (las fiestas nacionales del Perú) y comprarse más mercancía, principalmente cervezas y gaseosas.
Mercedes es una mujer luchadora que con el fruto de su esfuerzo ha logrado construir su vivienda, una de sus mayores metas.
El sueño de Mercedes es seguir implementado su negocio y así asegurar sus ganancias.
Mercedes está feliz al saber que otras personas colaboran con su progreso y agradece a todos los inversionistas Kiva. Mercedes es la segunda desde la derecha y es la señora que habla en el video.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid