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Sensius is a 45-year-old man; he is married to Dorce, a 34-year-old lady. They have four children: Maxen,19, graduated from senior high school; Imelda, 15, attending 3rd grade of junior high school; Apsari, 11, attending the 5th grade of elementary school; and Apriska, 6, attending kindergarten. Sensius owns a kiosk business selling household items such as detergent, bath soap, shampoo, biscuits, sugar, snacks, cigarettes, etc. He initiated the business in 2004, using his own capital. The business is really important for Sensius as it enables him to cover his family’s living expenses.

The increase in market price and demand for more stock from the customers led Sensius to seek more money to buy various items. He got information from his neighbor about TLM and then submitted a loan application and requested a loan amounting to IDR 10,000,000. Sensius plans to spend the loan on a refrigerator, mobile phone recharges, cigarettes and snacks.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 19
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,490.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sensius to buy a refrigerator, mobile phone recharges, cigarettes and snacks.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 27, 2012
Currency Exchange Loss:
Sep 17, 2014