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Yojana Gabriela
The “Tosagua” communal bank meets every two weeks in the city of Tosagua. This place is known for being very dynamic and most of the residents work in agriculture and in animal husbandry; it’s a zone with much vegetation.

Yojana, 32, lives here. She’s married and has three children who are 15, 11 and 9 years old. The two older ones attend secondary school and the younger one is in elementary school. Her husband’s a master bricklayer.

She’s a housewife who in order to earn her own income to help her husband meet household expenses since there are times when he has no work sells bedspreads, sheets, towels, comforters, etc. from door to door. She works every day two to three hours daily. She sells on credit and collects payment biweekly or weekly according to her customers’ wishes. She’s been in business four years and does very well.

This loan is to buy comforters, sheets and towels, among others. She’s been in the communal bank four years and likes it because she used her first loan to start this business that today makes it possible for her to get ahead. Her dream is to own a car to go out to do her rounds in.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal Tosagua, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, por ser una zona con gran vegetación.

En este lugar vive la señora Yojana, tiene 32 años de edad, está casada y de esta relación tienen tres hijos de 15, 11 y 9 años de edad, los dos mayores estudian en colegio y el menor en escuela. Su esposo es maestro albañil.

Ella es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo en los gastos del hogar ya que él en temporadas no tiene trabajo se dedica a la venta toldos, sabanas, toallas, edredones, entre otras cosas, su forma de venta es puerta a puerta, trabaja todos los días de dos a tres horas por dia, deja a crédito y cobra cada quince u ocho días de acuerdo a como quieran sus clientes. Tiene 4 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar edredones, sabanas, toallas, entre otras cosas. Lleva 4 años en el Banco Comunal y le gusta porque con el primer crédito empezó su negocio que hoy le permite salir adelante.

Su sueño es tener un carro para salir a realizar sus recorridos.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Yojana Gabriela to buy comforters, sheets, towels, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Sep 6, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013