Update on Fernando ManfredoFernando Manfredo, 34, is married. He studied to be a teacher. He has two children. He works for the Guatemala electric company and has 11 years’ experience.
He’s requesting a loan to buy a computer that will help with his children’s school work since nowadays they need computers to do their school assignments. He intends his children to be well prepared academically and to improve their living conditions.
Solicita un préstamo para utilizarlo para comprar una computadora, que le servirá para apoyar la educacion de sus hijos, ya que actualmente para hacer tareas se usan las computadoras, espera ver a sus hijos bien preparados educativamente, y mejorar su condición de vida.
Previous Loan DetailsFernando Manfredo is married. He is 33 years old and is studying to be a teacher. He does not have children. He works for the electric energy company in Guatemala where he has ten years experience. He is requesting a loan and will use it to buy a motorcycle that will be used to transport him t... More from Fernando Manfredo's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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