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Rosa Hermita
The communal bank Tosagua meets every two weeks in the city of Tosagua, which is known to be a very dynamic place where most residents work farming and raising animals because it is an area with lots of vegetation.

That is where Rosa lives. She is 57 years old, married, and has four children from this relationship, who are all independent adults. Her husband is a driver and merchant.

She became a merchant in order to earn her own income so that she could get ahead and help her husband with home expenses. She sells all types of clothing. Her sales method is door-to-door, but her best customers also come to her home to make their purchases. She also gives part of the loan to her husband so that he can use it for his business, since he sells fruits and legumes. He travels the city and the fields in his car with his products and has a lot of customers. She has been in business for eight years and her husband has been in his for much longer.

She will use this loan to buy more merchandise such as pants and blouses, and fruits and legumes for her husband to sell. She has been with the communal bank from the start and enjoys it because the loans allow her to better finance her business.

Her dream is to buy her own car.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal Tosagua, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, por ser una zona con gran vegetación.

En este lugar vive la señora Rosa, tiene 57 años de edad, está casada y de esta relación tienen cuatro hijos todos mayores de edad e independientes. Su esposo es chofer y comerciante.

Ella con la intención de ganar algo por su cuenta y con esto poder salir adelante y ayudar a su esposo con los gastos del hogar se dedica al comercio, vende ropa de todo tipo, su forma de venta es puerta a puerta y también en su casa hasta donde llegan sus clientes más conocidos. Ella también le da parte del crédito a su esposo para que este lo emplee en su negocio pues él se dedica a la venta de frutas y legumbres, él en su carro recorre con sus productos por la ciudad y los campos donde tiene muchos clientes. Ella lleva 8 años con sus ventas mientras que su esposo mucho más tiempo.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, frutas y legumbres para que su marido venda. Esta desde el inicio en el Banco Comunal y le gusta porque con los créditos financia mejor su negocio.

Su sueño es comprar un carro para ella.

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosa Hermita to purchase pants, blouses, t-shirts, fruits, and legumes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Sep 6, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013