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Lilia Esperanza
Lilia Esperanza, 58, is single and has a 39-year-old son; she lives with her son in the city of Ventanas, Los Ríos Province. She’s a member of the “Bruniquilde” communal bank located in Recinto Calabi that belongs to Ventanas Canton; they work in agriculture.

Lilia Esperanza grows corn and rice. She requests the loan to buy seeds, supplies, fertilizer, urea, manure and weed killer. She will make her purchases in Ventanas or in San Carlos every 15 days. With help from the loan she will be able to buy the farm supplies.

The challenge she faces is infestations in her crops and her dream is to buy a field in order to plant more hectares of land. In her free time she likes to play and be with her family.
View original language description ↓
LILIA ESPERANZA tiene 58 años de edad de estado civil soltera tiene 1 hijo de 39 años de edad, vive con el hijo en la Ciudad de ventanas provincia de los Ríos.

Es Integrante de la VRC BRUNIQUILDE, se encuentra ubicada en Recinto Calabi, Pertenece al Cantón Ventanas se dedican a labores Agrícolas.

LILIA ESPERANZA se dedican a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar semillas, insumos, fertilizantes urea, abonos, líquido mata monte.

Las compras de los productos las realizará en la ciudad de Ventanas o en San Carlos cada 15 días. Con La ayuda del crédito podrá comprar los insumos agrícolas.

Enfrenta desfíos cómo las plagas el cogollero. El sueño es comprar terreno para semrar más hectareas de terreno. En el tiempo libre le gusta jugar y estar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lilia Esperanza to buy seeds and farm supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2012
Sep 6, 2012
Currency Exchange Loss:
Mar 15, 2013