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Amalia Rufina

Update on Amalia Rufina

Amalia Rufina is 60 years old. She is married and lives with her husband and their two children, who are thirty-eight and thirty years old. They live in Pueblo Viejo Canton, which is a part of Ventanas, de los Ríos Province.

The members of the communal bank "Unido Somos Mas" (United We are More) live in El Marañón Precinct, Puerto Pechiche Parish, which is part of Pueblo Viejo Canton. The members of this communal bank make their livings in short-cycle agricultural labors; they plant corn, rice and beans.

Amalia makes her living in agriculture as well. She plants corn, rice and beans. She purchases her supplies in the farming supply store Karlita and sells her products at Castillo's Stores.

Amalia is requesting the loan to plant corn, rice and beans and to purchase seeds, urea, agricultural supplies, organic fertilizer and liquid fertilizer for her crops.

The loan will be a financial help for Amalia and allow her to meet her needs. The challenges she faces are plagues, diseases and changes in the weather.
View original language description ↓
Amalia Rufina tiene 60 años de edad es casada vive con el esposo y con sus dos hijos de treinta y ocho, treinta años en el Cantón Pueblo Viejo perteneciente a Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. UNIDO SOMOS MAS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.

Amalia se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.

Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima.

Previous Loan Details

Amalia Rufina is 59 years old and married. She lives with her husband and two children, ages thirty-eight and thirty, in the Canton Pueblo Viejo, part of the Ventanas Provincia de los Rios. The members of the V.R.C. UNIDO SOMOS (We are united) are located in El Marañón district in the Puerto... More from Amalia Rufina's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Amalia Rufina to plant corn, rice and beans, and to purchase seeds, urea, supplies, and natural and chemical fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 16, 2012
Sep 6, 2012
Currency Exchange Loss:
Sep 19, 2013