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Monica Narcisa

Update on Monica Narcisa

Mónica Narcisa, 33, lives with her common-law husband and their three children, ages 12, 9, and 1, in the canton of Pueblo Viejo. The members of the communal bank “Unido Somos” (We Are United) meet in the neighborhood of El Marañón in the parish of Puerto Pechiche, which is part of the canton of Pueblo Viejo. The communal bank members are seasonal farmers who grow corn, rice, and beans.

Mónica grows corn, rice, and beans. She buys her supplies at the Agro Karlita Commercial Center and sells her products at the Castillo Commercial Market. She is requesting a loan to plant corn, rice, and beans and will buy seeds, urea, compost, farming supplies, and liquid fertilizers for her crops.

With the financial support of this loan, she will be able to purchase what she needs. The challenges she faces include pests, diseases, and changes in weather. Her dream is to buy machinery so that she can treat and work the land. In her free time, Mónica enjoys doing household chores.
View original language description ↓
Mónica Narcisa tiene 33 años de edad vive en unión libre con el esposo y con los tres hijos de doce, nueve, un año de edad en el Cantón Pueblo Viejo.

Los miembros de la V.R.C. UNIDO SOMOS MAS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.

Mónica se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Kar ita y los vende en el comercial Castillo.

Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima.

Su sueño es poder comprarse maquinaria para poder tratar y trabajar el terreno. En su tiempo libre le gusta dedicarse a los quehaceres de la casa.

Previous Loan Details

Mónica Narcisa is 33 years old and lives with her common-law husband and their three children (ages 12, 9, and 1) in the canton of Pueblo Viejo. The members of the Communal Bank “Unido Somos” (We Are United) meet in the neighborhood of El Marañón in the parish of Puerto Pechiche, which is p... More from Monica Narcisa's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Monica Narcisa to buy seeds, urea, compost, farming supplies, and liquid fertilizers for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 16, 2012
Sep 6, 2012
Currency Exchange Loss:
Sep 19, 2013