Update on Susana EufemiaSusana Eufernia is 31 years old and lives with her common-law husband and two children, ages six and one, in the canton of Pueblo Viejo.
The members of the communal bank UNIDO SOMOS MAS (United We Are More) is located in the El Marañón disctrict, in the parish of Puerto Pechiche, which belongs to the canton of Pueblo Viejo. This small bank is devoted to short-cycle farming and the sowing of corn, rice, and beans.
Susana works in farming, sowing corn, rice, and beans. She buys her materials at the Agro Karlita commercial center and sells her products in the Castillo commercial center.
She is asking for a loan in order to sow corn, rice, and beans; to buy seeds, supplies, manure, and fertilizer for her crops.
With the support of the loan it would help her financially to fulfill her needs, and to face challenges such as plagues, disease, and changes in climate. Her dream is to be able to buy a house for herself and land to be able to increase her business.
She likes dancing and sports, especially indoor soccer.
Los miembros de la V.R.C. UNIDO SOMOS MAS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.
Susana se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.
Solicita el crédito para sembrar maíz, arroz y fréjol compra de semillas, insumos, abonos y fertilizantes para los cultivos.
Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder comprarse una casa y tierra para poder aumentar el negocio.
Le gusta bailar y el deporte en especial el índor.
Previous Loan DetailsSusana Eufemia is 30 years old and lives with her common-law husband and two children (ages 6 and 1) in the canton of Pueblo Viejo.
The members of the Communal Bank “Unido Somos” (We Are United) meet in the neighborhood of El Marañón in the parish of Puerto Pechiche, which is part of the… More from Susana Eufemia's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid