Update on Rosa CarlotaRosa is 46 years old, she is a single mother of three children, and she lives with them (they are 19, 17, and 12 years old) in Ventana, in the province of Rios.
She is a member of VRC Las Palmas, which is located in the Campo Alegre precinct, in the canton of Bab, and which is an agricultural area.
Rosa has worked in agriculture for 12 years, planting corn and rice. She makes her purchases and sales in Ventanas. She is seeking a loan so that she can keep working and so that she can buy agricultural fertilizers.
With the money from this loan she will be able to pay the laborers. She doesn't have any troubles. In her free time she likes to work.
Es integrante de la VRC LAS PALMAS, se encuentra ubicada en el Recinto campo Alegre, Pertenece al Cantón Bab se dedican a labores Agrícolas.
Rosa se dedica a la agricultura a la siembra de maíz, arroz hace 12 años. Las compras y las ventas los realiza en ventanas. Solicita el crédito para seguir trabajando, comprar abonos agrícolas.
Con la ayuda del préstamo podrá pagar a los trabajadores. No se le ha presentado ningún tipo de problemas.
En el tiempo libre le gusta trabajar.
Previous Loan DetailsRosa Carlota, 45, is a single mother. She lives with her three children--19-, 17-, and 12-years old, respectively--in Ventana, a canton of the Ecuadorean province of Los Rios. Rosa Carlota is a member of the Las Palmas community bank in the rural town of Campo Alegre. Rosa Carlota has be... More from Rosa Carlota's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid