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Yanet Luisa

Update on Yanet Luisa

Yanet is still a member of the communal bank Santo Domingo. She is 44 years old and has three children. She has been working in a beauty salon for fourteen years, and she still gives haircuts there, as well as other services her customers request.

This time Yanet needs the loan in order to pay for her children's education and to stock up on dyes and shampoo for the salon.

Member Yanet's dream is for each of her two oldest children, who have studied nursing and accounting, to pursue a specialization.
View original language description ↓
Yanet sigue siendo miembro del banco comunal Santo Domingo, ella tiene 44 años de edad y tiene tres hijos. Desde hace 14 años, Yanet ha trabajado en un salón de belleza, donde ella sigue haciendo cortes de cabello y otros servicios que le piden sus clientes.

En esta oportunidad Yanet requiere el préstamo para poner a pagar la educación de sus hijos y para implementar el salón desea comprar tintes y champús. El sueño de la socia Yanet es que sus dos hijos mayores que han estudiando enfermería y contabilidad sigan una especialización.

Previous Loan Details

Yanet is a member of the Santo Domingo Village Bank. She is 41 years old and lives with her common-law husband and their three children. Two of her children are adults, while the youngest is in fifth grade. For the past 12 years, Yanet has worked in a hair salon, where she does cuts, color, perms... More from Yanet Luisa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 160
    View loans »
    Peru Loans Fundraising
  • $60,197,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Yanet Luisa to pay for her children's education and purchase dyes and shampoo for the hair salon where she works.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 31, 2012
Currency Exchange Loss:
Dec 15, 2012