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Djromahuton Group
In this Group: Florentine Sèna, Hermine, Lazarine
DJROMAHUTON is a group of three persons whose members reside in the same district in Benin. The group's representative, Florentine Sèna (whose hand is raised in the photo), is 27 years old and married to a retailer named Simplice. The couple have three children, all in school and in their care. She and her husband live together with their children and jointly ensure the different expenses are covered for the children.

Florentine Sèna did not attend school. For nearly eight years, she has been selling cloth, shoes, and sewing supplies in her district. She operates her business with passion, and this enable her to meet her needs and those of her children. She gets her supplies from a market in Benin.

Seeking to satisfy her customers, Florentine Sèna is requesting, along with the other members of the group DJROMAHUTON, an initial loan. This loan will be used to respond better to the demands of their customers and to make more profit.
View original language description ↓
DJROMAHUTON est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Florentine Sèna (dont la main est levée sur la photo), est âgée de 27 ans et est mariée à un revendeur du nom de Simplice. Le couple a trois enfants, tous scolarisés et à leur charge. Florentine Sèna et son mari vivent ensemble avec leurs enfants et assurent ensemble les différentes charges des enfants. Florentine Sèna n’a pas fréquenté l’école. Il y a près de huit ans que Florentine Sèna mène comme activité la vente de tissus, chaussures et des articles de mercerie dans son atelier. Florentine Sèna exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins et à ceux de ses enfants. Florentine Sèna s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle, Florentine Sèna sollicite un premier crédit avec les autres membres du groupe DJROMAHUTON. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 523.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djromahuton Group's $450 loan helped a member to purchase cloth, sewing supplies, and shoes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2012
Listed
Aug 24, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 21, 2013