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Karina Maricela
Karina is single and twenty. She lives in the town of Latacunga, in the province of Cotopaxi. Latacunga is located 2,750 metres above sea level, in the Andes, a few kilometres from Cotopaxi, the most active volcano in the world. These past few years, Latacunga has been steadily growing until it became one of the most important cities of the north face of the mountain range. Latacunga's primary activities are agriculture, animal husbandry and commerce. It has also become a national heritage site thanks to its cultural, architectural, and historical significance. Karina lives with her parents, she sells food, a trade she learned from them. She works about eight hours a day, alone. She asks for a loan to buy a greater supply of food and thus sell to more customers. If she manages that, she will improve her income and her quality of life. Karina's dream is to finish her studies, this loan is an essential step towards accomplishing her goals.
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Karina, soltera de 20 años vive en la ciudad de Latacunga provincia de Cotopaxi. Latacunga se ubica a 2750 metros sobre el nivel del mar y está en las faldas de la cordillera de los Andes, a pocos kilómetros del Cotopaxi, el volcán activo más alto del mundo. En los últimos años, Latacunga ha alcanzado un importante desarrollo, lo que le ubica entre las ciudades más importantes de la sierra norte.
Latacunga se sustenta de manera económica fundamentalmente de agricultura, ganadería y comercio. Otro dato interesante es que debido a su riqueza cultural, arquitectónica y histórica, ha pasado a ser patrimonio nacional.
Karina vive con su padre y madre, ella se dedica a la venta de víveres un negocio que aprendió de sus padres. Actualmente trabaja alrededor de 8 horas diarias y lo hace sin recibir ayuda. Ello solicita un crédito para poder comprar mayor volumen de víveres y así vender a un mayor mercado. Si logra esto podrá mejorar sus ingresos y su calidad de vida. El sueño de Karina es terminar su carrera profesional, este préstamo resulta parte fundamental para poder alcanzar sus metas.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Karina Maricela to buy supplies for her grocery shop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2013