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Dionisio is a Peruvian artisan who crafts traditional Andean musical instruments such as flutes, panpipes, guitars, maracas and drums. He would like to purchase the materials he needs, such as wood and bamboo, to increase production. Dionisio has been selling through NOVICA since 2000.

This is his story:
"When I was eight years old, I began to learn this craft from my father. I started making instruments just for fun. I make most traditional Peruvian musical instruments, including percussion such as bombo and tinya drums, stringed instruments such as charango guitars, and wind instruments like the quena panpipe and zampoña flute. I use wood and bamboo and colorful cotton threads to give each instrument a traditional Cuzco style. Thanks to hard work and my great customers, my children are able to get a higher education. Three of them want to follow their own career, while the other three want to help me."

"Thank you so much for your help. I'm just getting out of a difficult economic situation and this micro-credit seems like a gift from heaven! With it, I hope to be able to continue crafting instruments and increase sales. Many thanks from your friend, Dionisio."

Use the link below to view Dionisio's handmade instruments on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Dionisio to purchase the materials he needs to increase production, such as wood and bamboo.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Sep 27, 2012
Aug 27, 2012
Currency Exchange Loss:
Jun 17, 2013