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Racheal is married and has four children, which all go to school. She also takes care of additional family members (old parents).

Racheal operates a retail shop and has been in this business for four years. She works seven days a week. She has applied for a loan of 500,000 Uganda shillings from MCDT SACCO to buy cartons of salt, bags of sugar and boxes of soap. Racheal works at the market and sells her products to all types of people, but in a retail capacity. Her major business challenges include seasonality, availability of electricity and thieves.

She aspires of becoming a wholesaler and also of building rental houses. She resides in a rented house and her family has access to electricity and piped water. Her monthly expenses include school fees, rent and paying for electricity bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 175
    View loans »
    Uganda Loans Fundraising
  • $32,013,100
    Funds lent in using Kiva
  • 2,492.5
    Uganda Shillings (UGX) = $1 USD