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Llankachinapac De Urubamba Group
In this Group: Elsi Varinia, Norma, Juan*, Maritza, Gregoria, Alex, Ambrocio, Maria Ana, Lucila
* not pictured
The member, Elsi, is 37 years old. She lives in a common-law marriage and has two children. She is a native of Trujillo but lives in the beautiful province of Urubamba, department of Cusco. She is a housewife but also manages her internet café in her spare time. She works in her business every day from 8:00 in the morning until 9:00 in the evening. She has been engaged in this business for several years and it is going well. At this time, Elsi is requesting the loan to purchase disks, memory, usb, ink, paper, and other items. (Elsi is raising her hand in the photograph).

This group is comprised of friends and neighbors that formed the “LLankachinapac de Urubamba” Communal Bank in the province of Urubamba, department of Cusco. The communal bank is made up of people who are always looking for opportunities to get ahead and strive daily to provide their children with a better future. The members’ business activities include selling small animals such as hens and chickens, motorcycle repair, internet services, chicken dinner sales, grocery sales, and transportation services.

The members are grateful for the opportunity provided and are committed to making their respective payments according to the established terms.

Cusco is located in the district and province of Cusco. The department of Cusco is in the heart of the ancient city of the Incas. It is known as a tourist area because of its archeological centers, historic district, scenery, and history. It is a charming city in the country’s “Región del Sur”. Cusco also is well-known for its traditional “Inti Raymi” festival and because “Machupicchu”, one of the seven wonders of the world, is located here.
View original language description ↓
La socia Elsi tiene 37 años y tiene una relación de unión libre de la cual tiene dos hijos, ella es natural de la ciudad de Trujillo pero vive en la hermosa provincia de Urubamba del departamento del Cusco. La socia Elsi es ama de casa pero también en sus horas libres se dedica administrar su cabina de internet, la socia Elsi se encuentra todos los días en su negocio desde las 8 de la mañana hasta las 9 de la noche. Ya son varios años que se dedica a este negocio y le va muy bien. En esta oportunidad Elsi requiere el préstamo para comprar discos, memorias, usb, tinta, papel y otras cosas más. (La socia Elsi en la fotografia esta levantando la mano).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “LLankachinapac de Urubamba” en la provincia de Urubamba del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; venta de animales menores como gallinas y pollos, reparación de motos, servicio de internet, venta de comida de pollos, venta de abarrotes y otros brindan servicio de transportes.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Llankachinapac De Urubamba Group's $4,350 loan helped a member to purchase disks, memory, usb, ink, paper, and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2012
Listed
Aug 31, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012