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Cecilia
Cecilia, who received schooling through junior high school, is the married mother of two children. Her husband is an electrician, and she is responsible for paying school fees.



Cecilia has been selling cooked rice in Krofoforao, near Abura, for ten years and will buy raw rice in bulk with this loan. She hopes to use the resulting new profits to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,092,500
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD