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Benkadi D Group
In this Group: Djeneba , Abi, Fatou , Dialia , Adiaratou , Ramatou , Minata , Dialia , Maratou , Diata
The members of the Benkadi D group are all married women, who have an average age of 32 and an average of five children. They live in polygamous families in Golokouna, a village in Sikasso, the third-largest administrative region in Mali. The all collaborate with the Soro Yiriwaso microfinance institute, so that they can successfully continue with their agricultural businesses during the rainy season.

This group is on its second loan with the institution, and the prior loan was successfully repaid. Djeneba, who is pictured in the middle of the photo, grows sorghum. With her loan, she plans to buy agriculture inputs and seeds to plant 1.5 hectares of land. She sells her produce in the village and at Sikasso market after the harvest, and her customers are both male and female.

Djeneba hopes to make an average monthly profit of 195,000 francs CFA per agricultural season. This profit will allow her to repay her loan, as well as to help her husband with the day-to-day expenses.
View original language description ↓
Les membres du groupe BENKADI D sont des femmes mariées ayant une moyenne d’âge de 32 ans, 5 enfants et vivant toutes dans des familles polygames à GOLOKOUNA, un des villages de SIKASSO, 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur deuxième prêt avec l’institution et le prêt passé a été bien remboursé.
La spéculation cultivée est le sorho avec DJENEBA debout au milieu.
Avec son prêt, elle compte acheter les intrants et semences pour entretenir 1,5 hectare.
La production est vendue au niveau du village, au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 195.000 FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 28
    View loans »
    Mali Loans Fundraising
  • $10,282,350
    Funds lent in using Kiva
  • 523.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi D Group's $1,025 loan helped a member to buy agricultural inputs and seeds.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 24, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013