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Jipar
Jipar is 42 years old, married, and raising 3 children. She works as a teacher at a local school. Furthermore, as a source of additional income for her family, Jipar has been growing crops and raising livestock for the past 13 years, having started her business with 3,000 som (KGS). Thanks to her hard work, Jipar's herd presently includes 2 cows with offspring, 10 goats and sheep, and 2 horses, while her monthly profits amount to roughly 4,000 som (KGS). Additionally, Jipar works 3.4 hectares of land with barley, potatoes and perennial grasses.

As the fall season is particularly active in agriculture, Jipar, like many other countryside residents, needs financial support in order to develop her business. In light of this, she has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS) to purchase mares for fattening at a summer pasture. Jipar intends to invest her profits from this loan into further expansion of her business, and also plans to hold her son's wedding next year.
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Жыпар 42 года, замужем, воспитывает 3 детей. Жыпар работает учителем в местной школе и в качестве дополнительного источника дохода для своей семьи, на протяжении 13 лет занимается полеводством и животноводством, начав этот бизнес с 3,000 сом (KGS). Благодаря упорному труду Жыпар в ее хозяйстве на сегодняшний день имеется 2 коровы с приплодом, 10 голов мелкого рогатого скота, 2 лошади, ежемесячная прибыль от хозяйства составляет около 4,000 сом (KGS). Также, Жыпар возделывает 3,4 га земли с ячменем, картошкой и многолетними травами.
Так как осенний период является особенно активным, что связано с сезонностью в агросекторе, Жыпар также, как и многие жители сел, нуждается в финансовой поддержке для развития своего бизнеса. В связи с этим, Жыпар обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку кобыл на откорм на летнем пастбище. Доходы от кредита Жыпар планирует вкладывать в развитие бизнеса, а в следующем году планирует провести свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 207
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,805,850
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Jipar to purchase horses for fattening.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 9, 2012
Listed
Aug 26, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013