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Haza lives in the southwest part of Kosovo. She is married and has four children ranging in age from two to eleven years old. Haza is a housewife, cooking and taking care of her children and her husband. The family's main source of income comes from her husband, who works as a bike mechanic. He doesn’t earn enough to support the needs of his family.

Currently, the family has a serious problem with their home's roof. The money Haza's husband generates is not enough to pay for the renovation of the house. Their house needs an immediate renovation so the family can live a healthy and normal life. Haza requested a loan to renovate her first floor and her home's roof.

Haza and her family are very happy for this support and thankful to Kiva lenders for improving the family's conditions and standard of living.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 25
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Haza to renovate her roof and first floor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Aug 27, 2012
Currency Exchange Loss:
Jun 17, 2013