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Alhaji Mohamed's Group
In this Group: Alhaji Mohamed, Alhassan Sulaiman, Mohamed A., John Noah , Pastor Ezekiel , Augustine B. , Bai *, Alfred A.
* not pictured
Salone Microfinance Trust (SMT), a partner of in Makeni, Northern Sierra Leone, is pleased to present to you this group of teachers from one of the secondary schools in Magburaka, a town in northern Sierra Leone.

These hardworking and dedicated teachers have come to SMT, a partner of, to seek a loan of SLL 16,800,000. With the help of this loan, these teachers can embark on some meaningful projects that their mere salaries alone cannot enable them to do. Some of them will use the loan to buy pieces of furniture, others to buy house-building materials, some will buy a piece of land or pay school fees for their children, while some of them will invest the loan in business.

Alhaji is the leader of this group of teachers. He was born in Freetown, Sierra Leone’s capital city, 58 years ago. Alhaji is married to a trader and the couple has seven children who are attending secondary and tertiary institutions. Alhaji has served in the teaching profession for 28 years now. He is going to use his share of the loan to pay school and college fees for his children.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD