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Ms. Nergis is a 37-year-old working woman. After she married, she felt that she should support her husband to improve their financial condition. So she started a business of selling clothes. She believes she can earn some respect and make a better world for her children and their education.

Nergis is famous among her neighbors for her collections and has a good client list. Currently she needs a loan of 30,000 PKR to purchase good-quality clothes of different colors. She hopes to earn substantial profits through this investment. This would lead her to live a decent life and improve her standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Nergis to purchase good-quality clothes of different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Aug 27, 2012
Currency Exchange Loss:
Jul 17, 2013