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Yat's Group
In this Group: Yat, Nary, Sim, Ley
Yat, 52, is married and lives with her husband and eight children in a village of the Prey Chhor district of Kampong Cham province, Cambodia. One daughter is dependent on her and still in school. She and her husband have been in rice farming for almost thirty years as the main source of income. To better support their household, they also plant cassava and corn, and raise cows for an additional income. From the current business, they are able to earn about KHR 20,000 per day and save about KHR 6,000 each day after daily expenses. Yat’s group consists of four members living in the same village and all are first-time borrowers. Now leading her group to apply for a loan with VisionFund, Yat, who is the leader, will use her portion to buy fertilizer for her farmland and use a portion of it to pay for labor costs. She hopes to increase her income from her current business so as to improve her standard of living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,070.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yat's Group's $525 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 26, 2012
Currency Exchange Loss:
Jul 17, 2013