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Nger's Group
In this Group: Nger, Mom, Sophat, Chantha, Heng, Ny
Nger, aged 52, lives in a rural village of the Kampong Cham province’s Prey Chhor district of Cambodia and she has seven children, five of whom are dependent on her. To strive for a living, she has been in rice farming for twenty-seven years whilst her husband also helps in supplementing the family’s income by raising cows and planting cassavas. Together, they are able to earn about 25,000 KHR per day and can manage to save about 7,000 KHR each day after daily expenses. Low crop yield caused by the drought is the main challenge for her business. This is the first microloan for Nger’s group with Kiva’s partner, VisionFund. Her group consists of six members – all members are female, living in the same village. Now she is leading her group to request a loan with VisionFund. As the leader, she is going to use her portion to buy fertilizer for her farmland and use a portion of it to spend for labor costs. She hopes this loan will enable her to increase her income from the crop yield so as to improve her family’s living standard.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,070.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nger's Group's $1,325 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 26, 2012
Currency Exchange Loss:
Jun 17, 2013