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Zeinabi is 30 years old and lives in a small village in Terjola district. She is married and has a 3-year-old daughter. Zeinabi works as a sick-nurse and gets a monthly salary. Her husband is a tractor driver and provides seasonal agricultural services to local farmers and gets a service fee for the work. Zeinab is also involved in a dairy business. She has 3 milking cows and produces cheese. She sells the cheese locally. The family also owns a vineyard and agricultural land as well. They work hard, but still don’t have enough income to make some savings and improve their living conditions.

Zeinabi requested a loan to roof and repair her house, which is old and damaged. With this credit she will purchase building materials and renovate the house. As a result of the above mentioned repairs, the living conditions for the family will be improved and they will be able to spend their evenings after a hard working day in a more comfortable environment. Zeinabi hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zeinabi to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 26, 2012
Currency Exchange Loss:
Mar 17, 2014