George is a resident of Murang’a in Central Kenya where he has been practicing mixed farming for fifteen years. He produces and sells tomatoes, cabbages and Arabica flowers. He also sources greenhouse polythene and sells to local farmers for additional income.
George has requested a loan of 50,000 KES from Juhudi Kilimo to buy greenhouse accessories. He will use these to set up a greenhouse on his farm to boost the growing of Arabica flowers and tomatoes. He reiterates that he will channel the income to improving the lives of his two children as well as making his farming more commercial.
George says poor weather conditions that make pests and weeds rampant remain his major challenge.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.