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Elsie is 41 years old and married with 7 children.

Elsie works hard to provide for her family. She runs a selling of nipa (woven palm mats used for the repair and construction of houses) in the Philippines and requested a PHP 13000 loan through NWTF to buy additional stocks of nipa to sell.

Elsie has borrowed and paid 8 loans from NWTF before this loan. She has been running the selling of nipa (woven palm mats used for the repair and construction of houses) for 20 years and also earns an income from fish vending.

Elsie aspires to repair and renovate her family home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 945
    View loans »
    Philippines Loans Fundraising
  • $63,405,800
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elsie to buy additional stocks of nipa palm mats to sell for the construction and repair of houses.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 26, 2012
Currency Exchange Loss:
May 17, 2013