Chhun is a 40-year-old man who is originally from Prey Chor district, Kompong Cham province. He is married with three children, one of whom is already settled in a marriage and lives independently. Being a responsible father, Chhun pays his full devotion to rice farming business, from which he can generate a decent income for his household. The main challenge in his business is insects, which reduce the yields. Despite this hardship, Chhun and his wife agreed to educate their school-aged children up to college. They hope to provide them with a higher education as their legacy to pass on them.
Due to the need for capital to make progress in his current business, Chhun decided to gain access to financial assistances through HKL. He will use the loan of 400 USD to purchase fertilizers and pesticides for his crop care. He believes that the loan will help him go far in the business and produce a satisfactory harvest.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.