Update on Segundo ManuelSegundo is 45 years old; he is married and lives with his wife and six children in the Ventanas neighborhood, Province of los Ríos.
The members of the V.R.C. Lord of Health communal bank are located in the Soloma precinct, part the Echeandia neighborhood, it is mostly inhabited by people who work in agriculture growing corn, rice, yucca, plantains, etc.
Segundo works in agriculture harvesting corn and rice.
Segundo needs a loan to buy supplies, fertilizers, ureide, manure and seeds. The loan will help him improve his quality of life and his crops.
He buys and sells his merchandize in Ventanas. Segundo’s dream is to have more land to be able to grow and harvest more plants.
The challenge that he has and plans to overcome is that his children finish their educations and they become professionals and are able to work.
In his free time, Segundo enjoys playing sports.
La VRC SEÑOR DE LA SALUD, se encuentra ubicada en el Recinto Soloma, perteneciente al Cantón Echeandía, esta Ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz, yuca, plátano, etc.
Segundo se dedica a la agricultura a la siembra de maíz, arroz.
Solicita el crédito para poder comprar insumos, fertilizantes, urea, abonos, semillas, con la ayuda del crédito ha podido mejorar el estilo de vida y mejorar los cultivos.
Las compras y las ventas lo hace en Ventanas. El sueño es poder tener más terreno para poder sembrar más y poder cultivar aún más.
El desafío que tiene y piensa cumplir es que los hijos culminen los estudios y sean profesionales que puedan trabajar.
En el tiempo libre le gusta hacer deporte.
Previous Loan DetailsSegundo Manuel is 41 years old. He is married, and he lives with his wife and their children. They have six children, and they are all minors. He lives in the Ventanas Cantón in the Los Ríos province. The members of the Señor de la Salud Communal Bank live in the Soloma precinct in the Ech... More from Segundo Manuel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid